Learn how to:
- Lower your bills
- Have a great life
- Get in control of your spending
- Find great bargains
- Be an empowered shopper
- Work less, save more
- Have more free time
- Get rid of debt
Here is an important message from our Queen of Frugality, Fiona Lippey.
"Join our site and change your life."
It may seem like a mighty big claim, but each month we receive around five pages of emails from members thanking us for changing their lives. Here is a brief sample:
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"It is fantastic. If it hadn't been for the suggestions and ideas from your website, we probably would have lost the house last year. But, instead we are thriving. I no longer live from pay cheque to pay cheque. It is a great relief and now I finally know what it is like to kick back and really breathe. I am on my way to being a Happy Hanna. I just can't gush enough. THANK YOU Simple Savings!!!" (Leah Pasnin) |
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"I am so proud of myself and want to thank you for teaching me some new ideas for saving money. Hopefully I will have saved enough in the next couple of months (and changed my habits sufficiently) for my partner and I to be able to afford to have our first child. Thank you!" (Jennifer Davies) |
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"I just want to say a big 'thank you' for your very helpful site. I have been married for nine years, and despite my husband and I both working during that time, we have always seemed to struggle to make ends meet. Now, with a toddler and a baby, and one income, things are tighter than ever. Your hints and ideas have opened my eyes to see all the areas we were wasting money and have shown us ways to save. We are now saving for that once elusive house. I cannot sing your praises enough, you are doing a fantastic job. Really, saving is so simple once you know how!" (Debbie Mills) |
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"I just wanted to give you all a huge thank you for helping me become so much smarter with my money. Thanks to your site my husband and I have paid off our credit card, paid off most of our car, are well on the way to owning our first home, and - I think most importantly - we know that if we had to do it tough for some reason, we could not only survive, but be happy and get ahead." (Harmony Steel) |
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"I have found Simple Savings a godsend. I have changed my shopping habits completely. We have just had a week's holiday with the savings we have made. Thank you, what a great service!" (Lucy Bennett) |
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"Love your site, so interesting and so much to read and try. I will have to live forever! I have always wanted to travel to Antarctica on holiday and have saved hard and will now be fulfilling my dream and am off for 25 days on 8th December - I've never been an extravagant person and spend most of my year making toys and dolls for charity shops, and beds for animal welfare, so I deserve it! Have a Happy Christmas and a wonderful New Year; think of me on top of a glacier with my bargain bucket thermal underwear, thick socks, and wellies - you have taught us all well, keep up the good work." (Marlene Harris) |
Click here for joining details
How does it all work?
Most people pay too much money for things but never realise it, so they are always behind. They are always in debt and continually playing catch-up. It is a pretty horrible time-deprived way to live.
It doesn't have to be that way
It's true! We can teach you how to...
Save money. Fulfil your dreams. The lazy way!
Anything is possible
All you need to do is learn how to become a smarter consumer - then you will start accumulating cash. It is easy to do - much easier than you imagined. The tricks are simple. The techniques are basic - things that over fifty thousand of our readers use every day.
We can show you how to save money on groceries, gifts, cleaning, holidays, cars and phone bills. You name it, we have got it! This site has been operating and growing for three years, so the depth and breadth of the tips is huge.
The sooner you start, the sooner you win
Life is a game and there are winners and losers. If you learn how to get in control of your spending, you are a step ahead of your neighbours. If your neighbours are living off £30,000 a year and you are living off £13,000, you will be £17,000 ahead of them each year! By reducing your bills, you will be able to achieve more and accomplish more because your living expenses will be lower.
The only reasons why my husband Matt and I were able to set up this site is because we happily lived off next to nothing for a long time. Matt and I are skilled IT workers; we turned away big wages because we were very happy doing what we are doing, which is only working a couple of days a week and spending very little. We only needed to earn £13,000 a year to live off. If our basic living expenses were £30,000 a year, we would have had to stop working on Simple Savings and 'get a real job'.
I'm not saying that we have won the game of life, far from it. There is still a very long way to go; I just wanted to show you how living off less money gave us the freedom to follow our dreams.
To find out more about us, join the free newsletter
If you are interested in our story, how this site evolved and what we do, join our free newsletter below. The first copy will help you catch up to the other members. It is a private list and will never be sold or given away for any reason. All members mean far too much to me to risk losing by doing anything like that.
Bear in mind too, that if you don't like us or change your mind or whatever, you can unsubscribe with the click of a link. What do you have to lose?
"I cannot believe the different ways your newsletter helps me to
save money.
"I can really tell that you care and that this newsletter is not a business for you, but a helping hand to us out here that need it. Thank you for all your help." (Kim May)
Free Newsletter
"The Secrets to Saving Money in United Kingdom"
If you are spending more money than you are earning, it is going to blow up in your face.
It may not catch up with you today, but it will eventually catch up with you. It is only a matter of time. You may be 'lucky' and only lose your house and car before you turn things around - or you could lose your family or end up childless. Money problems are the...
No.1 reason for divorce
Don't let it happen to you
It is a sad fact that many adults have resigned themselves to having to work full time to make ends meet, but that is just silly! You don't have to do it!
There is a better way. An easier way!
You could enjoy a three-day weekend every weekend if you learn how to be a clever consumer. Yes, that is right.
A three day weekend every weekend!
That might seem like another mighty big claim. How is it possible? It is. My husband and I have four-day weekends almost every weekend. Think about it. It makes sense. If you are part of a couple and you only need one income to live off - let's say £16,000, you could actually drop back your full time jobs to permanent part time ones earning £8,000 each. Your total household income is £16,000 and you can enjoy a long weekend every weekend. Joining the Savings Vault will help you lower your bills to £2,000 a year. I guess you could say becoming a Vault member is a very cheap shortcut to semi-retirement!
Not everyone wants a long weekend every weekend. Others prefer to save it up, and enjoy an extra week off work, the way Beth Pastore did:
"I live with my husband and four year old twin boys in a unit, and we discovered Simple Savings at a time that was very difficult in the life of our family. I wanted to share a bit of our journey that led to saving money and an improvement to our quality of life. When I discovered Simple Savings, my husband was a self employed contractor who was between jobs, and our income became more limited as I worked part time. We have many fixed expenses, including a large mortgage, and pre-school fees.
"We were feeling very stressed emotionally as well, and finding daily living difficult to manage. I pored over the Savings Vault and found a wealth of information to assist us in reducing our expenses. As we were feeling quite vulnerable and finding change a struggle, we picked one tip a week to research or implement, starting with the simplest first, so we could experience enough success to motivate us to continue.
"The first week, my husband put his razor in a small glass of olive oil (to prevent rust and make the blade last longer). The next, we replaced our fabric softener with 1/4 cup of vinegar and put vinegar in a pump spray pack to clean our benches. We also started using vinegar to clean our floors. As we 'succeeded' we began to feel better about life, as we were exercising control over our situation, and it felt creative.
"This week I have taken my first week of unpaid leave from work to be with my cherubs during the school holidays, and it is such a priceless and precious gift. I really appreciate the invaluable life tools that I have gained from your website, and value sharing this way of life with my children. I encourage the financially overwhelmed to add one tip a week to your life - they all add up to big change!" (Beth Pastore)
The way it works is...
£300 saved = five days off work
If it takes you one week to earn £300 after the tax man and everyone else has taken their chunk and, you manage to cut your phone bill by £300, then that is equal to one week you won't have to work.
If you earn £8 per hour after everyone has taken their slice:
£8 saved = one hour off work
This means, if you can manage to save £8 at the supermarket, that is one hour you don't have to work. It gets even better! If you only needed an extra five minutes to save £8, you are already 55 minutes ahead.
Shopping smart is a great way to find extra time
If it takes ten hours a year to reduce your grocery bill by £600 - which is surprisingly easy to do- it is the equivalent of being paid £60 per hour. Saving money can be very profitable.
- If you lower your annual phone bill by £150. (Easy to achieve.) That is half a week off work.
- If you learn to spend £20 per child at Christmas instead of £100, that's probably an entire week your husband can spend with your children.
- If you save £600 buying a car - basic beginners stuff - that's another two weeks off work.
- Saving £60 on accommodation means you can stay on holidays for an extra day.
- If you save £2400 setting up a nursery that is eight extra weeks you can spend with your child instead of going back to work.
Working is hard
Showing up at an office five days a week to make money for someone else is hard.
Saving money is super easy!
The best part is, the more you save, the more you keep. Unlike at the office, where the more you work, the more you get taxed.
How can we help you save money?
There are three ways we can help you:
1. Start by bookmarking this site. This way you will be able to find us again when you want us. (Nothing worse than wanting to come back but being unable to find us!) This one is easy - just press Control + D on your keyboard.
2. Join our free newsletter. This way, you get the good stuff emailed to you. There is a lot of information published in these which is not published on the site. We send one long newsletter per month (view sample) and one short one each week (view sample).
Free Newsletter
"The Secrets to Saving Money in United Kingdom"
3. Explore the Savings Vault. The Savings Vault is our paid members' area. It costs £13 per year and it is chock full of saving hints. (Note: this is only an introductory price. The price will go up to £20 on July 30th.) Joining the Vault will give you more control. If you want to start learning how to lower your electricity bill you can go to that section of the Vault right away, rather than have to wait until we include a hint on electricity in the newsletter. To give you an idea of how many ways you can save money:
Follow this link to the Savings Vault preview page
"One of the best gifts you can give at Christmas time is a membership to Simple Savings. My stepmother bought me a membership last year and it was one of the most helpful, useful, entertaining gifts I have ever received. It has made my life so much more enriched, I have more money saved in my account than I have ever had and everything in general seems just that little bit easier in this fast paced world! I know that if I have a question or need help with something, guaranteed I can find it among the fantastic hints. Make up a folder (display folders can be purchased very cheaply in any supermarket or budget store). Print out some relevant helpful hints and 'Free Stuff' or 'Budget Planners' for your friend or family member, or get really creative and make up a personalised scrapbook. Include a membership for the year and I guarantee the recipient will be thanking you too for this very thoughtful gift." (Leah Greig)
***The savings OPPORTUNITIES are endless ***
"I have renewed my membership today because it has been fun and
worthwhile making savings. We are off to Plantation Island in Fiji in
9 days time with the money I have saved!" (Shara Picketts)
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SAVE £120 on cleaning products. Learn what works, what doesn't, and how little you actually need. You'll be surprised! |
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SAVE £2400 on baby products. Many of the 'must have' essential baby items are nonsense. All they do is put extra financial strain on young families. |
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"Since subscribing, I have been addicted to your site. The most useful hints so far have been the baby wipes recipe and using zinc cream instead of Johnson's nappy rash cream. I have been addicted to the computer ever since!!!" (Anne-maree Cooper) | |
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SAVE £600 on your grocery bill. It is easy to cut your grocery bill by £50 per month. That is a total of £600 per year. Make your own cheaper and inexpensive home-made recipes so you can save more money. |
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SAVE £200 buying gifts. The ideas are clever and very cheap. Perfect for all year round gift occasions or for a fantastic frugal Christmas. |
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SAVE £1200 on your next car. The less you spend, the sooner it is yours. |
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"Thank you so much for your weekly savings tips & free newsletter. Each time I log on, which might only be once or twice a week, I anxiously wait for your emails to appear. I think your service is wonderful and to be honest - where have you been all my life?" (Anna LeSueur) | |
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SAVE £80 on pet supplies. Pets do not have to cost a fortune to feed or care for. There are ways you may never have thought of to save money on food, kitty litter or removing urine from the carpet. |
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"Thanks for a truly wonderful website. There are some 'triers' out there and some very clever ones like yours! Thanks also for Priceless Pets. What a saving they offer!" (Lesley Lanyon) | |
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SAVE £140 on bank fees. Learn how to get some of your fees back from the bank. It is possible! |
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SAVE £400 per year on your phone bill. We will show you how to reduce it. |
"Many thanks from a mum of five, who stays at home quite comfortably, not in the least deprived, due to your great site!" (Sharon Miller)
"After working out our budget I knew we
had to reduce our grocery expenditure
but had no idea how. Simple Savings has
helped me get in control of my money."
(Debbie Eustace)One of the questions I'm asked is: "There is so much free stuff online. Why should I pay you to access the site?"
You are right - there is a lot of free stuff around and I think this question is best answered by Emma Foster:
"I just wanted to let you know that your site is amazing. My partner and I have a ten-month old son and have been living with my family since his birth because we hadn't financially prepared ourselves for the loss of my income while I was on maternity leave. For the last ten months I have been searching the Internet for money saving ideas and cheap recipes to prepare us for when we move back out on our own. I put off purchasing a Simple Savings membership, despite its high recommendations, thinking it would just have all the same ideas as all the other sites I visited for free. I gave in a week ago and purchased a subscription and have been pleasantly surprised! I have learnt more from the tips submitted to your Vault then I have learnt from all of those sites put together. It is well worth the money. We are moving out in six weeks to start our life as a family and I feel completely confident that we will be financially stable despite me cutting back to part time work to be at home with our son. Thank you for everything." (Emma Foster)
The reason that the Vault is such a fantastic resource and better than anything else on the Net is every hint in the Vault is vetted, categorised and edited by professionals, making them easy and enjoyable to read. We pay staff (actual humans, not robots) to filter out all the garbage. Occasionally we make the odd mistake and let a bad one through, but they are removed quick smart.
This makes the Vault a really enjoyable place to hang out and learn how to lower your bills. Think of it this way; when you look at how many ways you are currently wasting money, £13 is next to nothing. But, if you do buy a membership and find it is not for you then we have a
FULL ONE YEAR GUARANTEE
If you do not feel you are getting good value or you are not happy with the Savings Vault for any reason, you can have your money back. We are still growing. We add around 100 hints to the Savings Vault every week. So we are giving you a 365 day guarantee. So if we are not covering your area completely, or you don't like me, or we haven't answered your questions or for any other reason, you can have your money back. No questions asked. Right up to the final day of this 365 day guarantee!
What will happen if you don't buy a Vault membership?
Not much really. Hopefully, you will at least sign up to our free newsletters. But we can only help you if you want to be helped. There is an old saying, "You can lead a horse to water, but you can't make it drink."
If you haven't already joined our free newsletter, quick - do it now!
Free Newsletter
"The Secrets to Saving Money in United Kingdom"
This way you get the good stuff emailed to you. There is a lot of information published in those which isn't published on the site.
The Vault may not be for you today. It may not be for you next week, but please bookmark this site and store us in the back of your mind in case you, your family or your friends need help at some point in the future. The logic behind building the Vault is making sure help is there when people are ready for it. We have spent thousands of hours making the Vault a brilliant place for you to learn.
If you still need more proof, see what the press has to say about us!
If our site was a lemon, the press would fry us, but on the contrary:
In 2005 we won the Netguide People's Choice Award. Netguide is the premium Internet magazine in Australia, so it is a pretty major award. We even beat the likes of eBay!
We have nothing to hide. We truly are here to help people. To put our money where our mouth is, we allow members of the press to access the Vault for free.
Vault access for press members
If you have an official 'press' email address. Such as fredsmith@bbc.co.uk or fsmith@telegraph.co.uk, send us an email and we will give you free access to the Vault. This is not restricted to journalists alone - why should they get all the spoils? You can be the receptionist, IT manager, PA or even the cleaner, as long as you have an official email address (yes, we do check).
If you would like to have a look around the Vault, please contact us.
The savings add up
Let's say you try a Vault membership and you learn how to lower five basic bills. For example, you manage to shave:
- £12 per week off groceries
- £2 per week off rent
- £4 per week off cigarettes
- £10 per week off lunch
- £4 per week off coffee
In the first week you would save £30
In the first year you would save £1,560.
Compared to what you could save by joining, the £13 Vault fee is almost free! Can you think of a better investment? You only need to use five of the 7000+ hints to get your money back in the first week.
If you delay, you will continue to lose money each week
Instead of going forwards and saving £30 each week, you will be going backwards. Every week that you delay your decision is like flushing £30 down the toilet, so it is a wise decision to buy a Savings Vault membership NOW - even if you have to do it on credit. If the statement comes and you don't have the money to pay for it, or you haven't enjoyed the Savings Vault, ask us for a refund. We won't mind and you will have lost nothing.
Simple Savings is a labour of love
All our staff are here to help you get ahead. We don't mind if you ask for a refund. It is OK. We are here to help you keep your money. So what are you waiting for?
Go to our secure order page. Give it a go. Remember, I take all the risk. As Debbie Eustace says:
"There is nothing more satisfying than watching your savings grow."
I hope you have a great day!
Many grins,
Fiona Lippey
Miser Extraordinaire
and founder Simple Savings